I am assuming the rationale is to discourage mod swapping so we farm more mods. Unfortunately many modes of the game require you to swap mods to have success. Additionally, it is fun to use a toon in various ways to enjoy their versatility and make use of different squad configurations which also often requires mod swapping. IMO charging credits for mod changes and forcing us to continue to use the least helpful UI in the game (mods) simply discourages fun and creativity. All players’ toons and mods represent major investments of time and often money. Why not let players freely use those investments as they choose and express their creativity without a credit charge? Why not overhaul the mod UI to further encourage such creativity so shuffling mods becomes logistically that much easier? Perhaps we could use those extra credits to farm more mods. Seriously consider it!!! IMO the unfriendly mod UI and the credit crunch to swap mods is the most senseless point of this game’s design.