Loaded question.
It seems like, without the "whales", there wouldn't be nearly as much money to fuel game development.
At the same time, I would much prefer to pay a flat rate to install the game but have everything from that point on be free. Even a subscription deal would be preferable. There seems to be an inequality inherent in this system that gives more to those who pay more (with no spend cap), resulting in a lot of people paying an outlandish amount of $ for a mobile game. Of course, it's 100% their right to do that. But it vexes me that squad quality is largely a function of how much money you pump in and not too much else.
What are your thoughts? Please be constructive.
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In short the benefits far outweigh the negatives for me