I spend a little bit of money, and I use it to buy extra refills. Sometimes Ill go past the 100 mark, but never to the 400 mark. I have noticed that about the experience comes from the dailies, so buying a few more refills don't really help me level that much faster. What I think it does give me is as an advantage over the F2P players is I can farm mats much faster than them.
I also sometimes spend on arena once 5pm rolls around, and I think I can make them back and more. Yesterday I was at 12th, spent 50 and ended up 4th. So I netted 100.
Do people really spend 50 bucks for 3 packs of 8 chromium cards? I am sure EA wants you to, but I don't really see much value especially in the randomness of it.
Subscribe to my Youtube channel: www.youtube.com/channel/UClZS5GiOkbKp-meIU6vFxow?sub_confirmation=1https://swgoh.gg/u/tenchi7/