I mean, how can I say no to more credits? You use more training droids as the levels get higher, so you're spending a significant amount already. Plus, if you want to level up ALL your main characters so they don't fall behind (which, for some, could be up to twenty or more toons), extra moolah takes forever to obtain.
That being said, if you're only using the bare minimum of toons for GW, Arena, etc. because you are f2p like myself, you can maintain a constant balance of credits between level ups. However, this can only be done if you don't level up a plethora of other characters at the same time. That's the game's way of punishing you for being f2p: you can't have all of what you want at one time.
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Edit: When I voted the question was XP
Fixed haha
Yeah i apologize about that
That being said, if you're only using the bare minimum of toons for GW, Arena, etc. because you are f2p like myself, you can maintain a constant balance of credits between level ups. However, this can only be done if you don't level up a plethora of other characters at the same time. That's the game's way of punishing you for being f2p: you can't have all of what you want at one time.